Why this matters to you


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Access You deserve

Bridging the gap so you can invest better


 * (of an activity) under one’s own control.

In simple terms, a self-directed account is one in which you have complete control over how you invest your money. That means you aren’t locked into a narrow selection of fund options by your bank.

Ratecycle provides basic research tools and services to empower self-directed investors.

Self-directed accounts are a very popular option in Canada, with over 2 million accounts opened in 2020 alone. Read More

Let’s compare both Branch Directed and Self-Directed accounts:

Branch Directed – services are limited to a bank branch selection of funds, with less options.

Self-Directed – services such as Ratecycle have access to third-party funds, allowing you to unlock more options. 

NOTE: An upcoming rule change has prompted many bank branches to no longer offer third-party mutual funds (with exceptions such as Self-Directed Investing or independent financial companies). Read More

Take control of your investment savings.

Be Self-Directed.

Past performance is no guarantee of future results. Inherent in any investment is the potential for loss. This material is being provided for informational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. Ratecycle is a division of Rateway Research Inc 2022.

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